Especially with the rising number of diseases such as heart attack, diabetes, stroke, paralysis, etc, it has become a need for people for middle class to have health insurance. Health Insurance provides much-needed benefits at the time of crisis.
However, choosing a right health insurance plan that suits your needs is a hectic task. In this article we have mentioned the top Health Insurance companies available in India.
Max Bupa is today one of the front runners among the health insurance company available in India. It is best known for its innovative health insurance plans that suits the particular needs of people. The Heartbeat Health Plan and Health Companion Health Insurance Plan are the two best plans available and Max Bupa Health Insurance. Gold, silver and platinum plans are available in Heartbeat Health Plan. Max Bupa have lifetime renewal option where you can get free health check up done in every two years. They have cashless treatment facility in more than 3,500 of hospitals all over India to make sure that you do not worry at the time of crisis.
Star Health Insurance
It is the first stand-alone health insurance companies in India. It is popular for its disease specific Health Insurance which is available in a robust network of hospitals all over India. They have more than 7,000 hospitals all over India with cashless treatment facility. One of the best plans they are for diabetic patients and Star Net Plus for HIV positive patients. The claim settlement by in house team and no intervention of TPA is one of the most hassle-free assistance required. They have also received the ‘Best Health Insurance Company Of The year 2015’ at Indian insurance award. If you want to complete a Health Insurance plan for your family than Star Health Insurance has Star Family Health Optima Plan.
Apollo Munich is yet another standalone health insurance company in India and is known for its quick claim authorization and unique features. They have cashless treatment facility in over 4,000 hospitals spread all across India. They have the fastest network where 90% valid claims are authorized just within 2 hours. You can get lifetime renewal option and portability benefits. There is also maternity coverage after waiting period and a lot of other benefits.
Working all over the world, Cigna TTK Health Insurance Company is known for its tailor made health insurance plans. You can get a number of benefits with their plans such as availability of no claim bonus, personal health wallet, critical illness add on, cover on ambulance expenses, 100% sum insured restoration, annual health check up, availability of maternity and newborn babies vaccination expenses in the first year, availability of free opinion for critical illness, etc. The three best plans from cigna TTK health insurance plan are Pro health Protect Plan, Pro Health Plus Plan and Pro Health Preferred Plan.